Pricing Studies
Determining risk-appropriate premium rates and technical tariffs for insurance products using precise actuarial models.
Claims Reserving Analysis
Calculating reserves for incurred but not reported (IBNR) and outstanding claims in compliance with regulatory requirements.
Cash Flow Analysis
Monitoring the balance of portfolio income and expenditure and projecting cash flows for liquidity needs and financial obligations.
Probability Studies (Claims Projections)
Estimating and simulating future claim frequency and severity using statistical distributions.
Claims Control Analysis
Examining claims trends, fraud and structural factors affecting portfolio loss ratios.
Risk Management
Determining corporate risk tolerance limits and managing Solvency II and risk-based capital requirements.
Monitoring Liability Coverage
Testing asset-liability matching (ALM) and monitoring the extent to which technical provisions are covered by assets.
Preparation of Actuarial Reports
Preparing annual technical reports, assurance statements and actuarial analysis documents for submission to regulatory authorities.
Retention Analysis
Examining companies’ retention limits and the optimal structure of reinsurance protection arrangements.
Premium Allocation Studies
Allocating the premium burden fairly and sustainably according to risk weights in shared pools or group policies.
Loss of Support Compensation Calculations
Calculating bodily injury and death compensation to judicial standards using PMF life tables and statutory interest discounting models.
Severance Pay Provision Calculations (IAS 19)
Valuing employee benefits and severance pay obligations using actuarial assumptions consistent with IAS 19.
Company Valuation
Actuarial assessment of insurance companies’ embedded value, portfolio value and future profit-generating capacity.
